We hold power to account. Our journalists investigate, interrogate and report without fear or favour. |  | Charlotte Gifford Senior Money Reporter | For many families, their home is both their biggest asset, but also their biggest tax headache. On paper, handing over your home early can shave thousands of pounds off a potential inheritance tax bill. In practice, it is one of the most complex and easily derailed strategies available to savers.
Negotiating the seven-year rule is just the start. Visit the property too often, or even make a habit of borrowing books from the new owners, and your plans could backfire.
Our guide will help you avoid these traps and protect your heirs from incurring hefty tax bills.
Read the full guide here ➤ |  | Tom Haynes Senior Business Reporter | The dust has barely settled on Labour’s last U-turn on the family farm tax, but Rachel Reeves has once again been forced to abandon plans for higher taxes, this time offering a lifeline to pubs.
Her move comes days after The Telegraph launched a campaign calling on Labour to save Britain’s pubs from ruinous tax bills, and weeks after hundreds of venues banned Labour MPs from crossing their thresholds.
Britain lost an average of one pub a day last year, as the sector buckled under the weight of increased employment taxes and wage bills, all of which have been driven up by Labour. The Chancellor is understood to be finalising plans to offer relief to venues facing the biggest increase in business rates, the equivalent of council tax paid by commercial properties. Long-term reform to how properties are valued – after the most recent revaluations triggered a sharp increase in tax bills – is also on the cards.
Whether the support package is enough to rescue the sector, or if additional demands for VAT and beer duty relief will be met, remains unclear.
Read the full story here ➤
The eight charts that expose the demise of Britain’s pubs ➤
Darren Jones’s local pub threatens to charge him double ➤ | | Ben Marlow The threat to Britain’s favourite pastime shows how out of touch this Government is Continue reading ➤ Sherelle Jacobs The Polesworth Pensioner could swing the election for Reform Continue reading ➤ Sam Brodbeck If someone asks you to be an executor... run a mile Continue reading ➤ | | In Chad, The Duchess meets refugees crossing the border from Sudan | | Sophie, Duchess of Edinburgh, has warned that the world is not paying enough attention to the “indescribable” war in Sudan. Marking 1,000 days since the outbreak of civil war, and having visited refugee camps near its border, the Duchess writes in The Telegraph of the “desperate circumstances” she witnessed, and the women and children whose eyes told “tales of horrors no one should ever see”. Continue reading ➤ | |  | | Kyle Maher, 21, was stabbed to death by a paranoid schizophrenic in Tooting, south-west London | | In 2017, 21-year-old Kyle Maher was attacked and killed by his housemate at a supported living unit. Four years later, his killer was freed from a psychiatric hospital without any warning or explanation. Kyle’s mother, Teresa Maher, has spoken to The Telegraph after we revealed that more than half of people given hospital orders by the courts following violent offences are released within five years. Continue reading ➤ | | | Mothers’ WhatsApp groups are quietly cruel, says Georgie Fuller. What started as frivolous background chatter became unbearable after her son’s autism diagnosis, as messages about parties and playdates highlighted who was included, and who was not. Continue reading ➤ | | | Graph shows the more than 200-miles-long Welsh pylon plan | | Welsh farmers are under siege by an army of surveyors determined to ensure a new pylon network is installed in their fields. Cameras have caught workers traipsing through their land without permission and one pair of surveyors even told a landowner they came through a hole in their hedge. The surveyors are working on behalf of an energy company which is at the heart of Ed Miliband’s net-zero revolution. Fiona Parker reports. Continue reading ➤ | | | The blue-and-white stripes of Tesco Value products were once something to hide in our shopping trolleys, now they’re being revived in an advertising campaign pitched to appeal to our new-found love of unashamedly low-cost shopping. Embarrassing? Far from it: supermarket budget ranges are not only for the squeezed, but also the savvy shopper’s choice. Xanthe Clay, our Food Writer, has the story. Continue reading ➤ | | | Your immune system and gut are inseparable, says our expert | Feeling sluggish after Christmas? Dr Will Bulsiewicz, a US gastroenterologist and medical director at Zoe, sets out a three-week reset to strengthen immunity. His plan focuses on what you can start doing now: eat more plants, cut ultra-processed foods and add fibre and ferments to your diet. You’ll be in better shape in no time. Continue reading ➤ - Next has been playing the long game, and it’s finally paying off. Here are the best pieces to buy from the high-street hero.
- You might not want to leave the warmth of your home, but getting outside can lay the groundwork for a beautiful garden. This is what to plant in January to cheer things up.
| | Paul Mescal plays Shakespeare and not only rises to the challenge, but spirals above it | Film Hamnet ★★★★★ The loss of a child, and what lies before and beyond, is the tough but rewarding subject of this early awards-season favourite, writes Robbie Collin. As admirers of Maggie O’Farrell’s 2020 book know, the couple wrestling with the death are William Shakespeare and his wife Anne Hathaway: they’re played by bright young Irish things Paul Mescal and Jessie Buckley, who are packing more can’t-tear-your-eyes-away allure than ever. This sublime screen adaptation couldn’t have been done any better. In cinemas now
Read Robbie’s full review here ➤ TV Lynley ★★☆☆☆ Lynley is a bland but serviceable detective drama if you come to it with no expectations, writes Anita Singh. Fancy watching a self-contained, 90-minute murder mystery being solved by an aristocratic inspector and his working-class sergeant? Then this will do fine. But if you know that it is a reboot of The Inspector Lynley Mysteries, a superior offering that ran for seven years in the 2000s, then it’s something of a travesty. On BBC iPlayer now
Read Anita’s verdict here ➤ Theatre Woman in Mind ★★★★☆ Bravo Sheridan Smith, back on stage in Michael Longhurst’s triumphant revival of Alan Ayckbourn’s most desolate play a year after starring in the West End bomb Opening Night, writes Claire Allfree. She is tremendous as Susan, a mid-Eighties vicar’s wife who, following a bump to the head, is plagued by fantasies of an alternative loving family life. Longhurst gives it plenty of commercial gloss – the cast includes the comedian Romesh Ranganathan – but he also goes full out on Ayckbourn’s theatrical daring. At Duke of York’s until Feb 28 (then at Sunderland Empire and Theatre Royal Glasgow)
Read Claire’s full review here ➤ | The coffee conundrum On Sunday in the Devil’s Advocate column, Joshua Hughes, Senior Newsletter Editor, challenged the national obsession with coffee. Today, he’s standing in for Orlando Bird to pull out the best of your opinions and stories. Joshua writes…
If you’re reading this with an oat milk matcha latte with vanilla syrup, I’d suggest you look away now. Thank you so much for responding to my column. I’m glad to report that most shared my disdain.
David Lefavor said: “I drink my black coffee for the stimulation. Cream, sugar, or anything else (with the occasional exception for a little jolt of Irish whiskey) is considered contamination. No fancy Sumatra, Jamaican, or Ivorian. If it tastes good, I’ll just drink too much of it. Decaf? Toy coffee, a substance without purpose.”
Jane Crofts took a similar view: “I don't understand all the additives people ruin their coffee with, an opinion strengthened by hearing someone describe a latte as ‘having a baby sick up in your mouth’.” Rather graphic Jane, but I’ll admit it’s difficult to argue with.
Meanwhile, Liz Fane picked up on the secret coffee-lover language I discussed: “I can’t count the number of times I have had the following conversation: Me: A black coffee, please. Barista: Americano? Me: Er yes, just black coffee. Barista: Would you like milk with that?”
One area I didn’t cover in enough detail is the extortionate prices different shops charge. Luckily, Sandy Combe raised this: “Having just ordered two drinks, one biscuit and one small bakewell tart in Costa Coffee, it cost me more than £15 for a quick snack. Recession? What recession?”
Finally, Peter Gumbrell’s tale is surely the worst of all: “I am now 64 and I have had precisely one cup of coffee in the last 48 years and that was only because I needed the gents after disembarking from a train at Blackfriars Station (where a facility was not available) on my way to a meeting. The closest opportunity was in a Starbucks and you had to buy something to use the one in store. I didn’t like the taste then and have never felt the need to try again – either the coffee or the journey!” How do you take your coffee? Send your responses here, and the best of the bunch will feature in a future edition of From the Editor PM, for which you can sign up here.
Please confirm in your reply that you are happy to be featured and that we have your permission to use your name. | | Find as many words as you can in today’s Panagram, including the nine-letter solution. Visit Telegraph Puzzles to play a range of head-scratching games, including PlusWord, Sorted, and Quick, Mini or Cryptic Crosswords.
Yesterday’s Panagram was TRAPEZIUM. Come back tomorrow for the solution to today’s puzzle. | | Please let me know what you think of this newsletter. You can email me your feedback here.
Thank you for reading. Have a fulfilling day and I hope to see you tomorrow.
Chris Evans, Editor | |
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