Proud to be British. Read more from journalists who champion our culture, history and values. |  | Danielle Richardson Money Advice Editor | If you’ve spent years striving and saving your way to wealth, the last thing you'll want is for the taxman to take a 40 per cent slice when you die. However, with some clever forward planning, you don’t have to – even if your estate is worth well beyond the tax-free allowance.
Giving money and other assets to your children and grandchildren while you’re still alive means you can watch your money be enjoyed, while also reducing the taxable value of your estate. However, it must be done carefully – our guide explains the rules that could trip you up, as well as the loopholes to help you maximise your gifts.
See the full guide here ➤
We also cover tax-saving tips such as this – and plenty more – in our award-winning How to Become a Millionaire newsletter series.
Sign up to the newsletter here ➤ |  | Camilla Turner Sunday Political Editor | There was one bit of good news for the embattled Prime Minister yesterday: Arsenal saw off Sunderland by three goals to nil. Pictured in the crowd, Keir Starmer looked pensive, and no wonder. His own deputy has turned against him: David Lammy’s allies confirmed that he had not been in favour of bringing Lord Mandelson back into government, because of his links to Jeffrey Epstein.
To rub salt in the wound, gearing up for the by-election in Gorton and Denton, two of Starmer’s greatest political opponents – Angela Rayner and Andy Burnham – put on a show of unity.
The sense of harmony didn’t extend to Wes Streeting, whose team clashed with Rayner’s camp over the future of Labour. Allies of the pair traded blows yesterday, with Streeting’s team accusing Rayner of “nakedly trying to exploit” the Mandelson scandal for political gain. Rayner’s friends hit back, warning that the Health Secretary’s friendship with Lord Mandelson was a serious “risk” factor. A week to forget for Starmer, and yet one which may define him.
Read the full story here ➤
Starmer’s agonising choice: Resign or find a scapegoat ➤ | | Janet Daley The fallen politician was a huge admirer of another brilliant publicist whose career later sordidly unravelled, Max Clifford Continue reading ➤ Camilla Tominey When did tracksuit bottoms become acceptable officewear? Continue reading ➤ James Frayne This might have been the week when Farage won the next election Continue reading ➤ | | By the way, Google has introduced a new feature called “preferred sources”, so now you can see more journalism that you know and trust in your search results. Add The Telegraph today and ensure you never miss the stories that matter. | | Annabel Denham, our Senior Political Commentator, accompanies Kemi Badenoch as she visits Plymouth to see what role unmanned drone boats can play in UK defence. She talks to the Conservative leader about the unravelling of Keir Starmer, and whether he knew about Peter Mandelson’s ongoing friendship with Jeffrey Epstein.
“Starmer chose not to care. He promised to be whiter than white, yet gave us self-righteousness and false piety,” says Mrs Badenoch.
And Mrs Badenoch adds that she has never been more confident that the Tories can win the next election.
“Reform want to make it 1985 again. They are the economic nationalist, Ted Heath party. We are taking what Margaret Thatcher did well and improving it.” Continue reading ➤ | |  | | There were no passengers on board the Moldovan coach that arrived in Dover in October 2024. Instead, customs officials discovered that all of the seats had been taken out and the whole vehicle had been stuffed with 2.5 tonnes of illegal meat. Experts warn that whatever isn’t stopped at the border is making its way to Britain’s high-streets. As criminal gangs feed a growing appetite for this illegal trade, the question is: can you trust the food on your plate? Continue reading ➤ | | | I could barely look at myself in the mirror without wincing, writes Catherine Hales. Desperate for a change, I started Mounjaro and quickly lost three stone. However, the “miracle” soon turned into a nightmare. I experienced excruciating pain at night, my skin turned yellow and my urine became an alarming dark brown. What I thought were standard side effects revealed themselves to be life-threatening complications requiring urgent surgery. Continue reading ➤ | | | Under the watchful eye of Malcolm X, Betty Campbell and Nelson Mandela, Welsh teenagers stroll between lessons. Welcome to the world’s first “anti-racist metaverse”, launched by the Welsh Government as part of a commitment to make Wales the world’s first anti-racist country by 2030. Inside the metaverse, pupils take lessons on colonialism, white privilege and the plight of Romani travellers. Come and take a look for yourself. Continue reading ➤ | | | Deluxe Alaro in Mallorca, Spain has breezy interiors and three acres of grounds to explore | With winter’s short, dark days dragging on, thoughts may have turned to sunnier times and that all-important summer holiday. That’s why we’ve spoken to villa companies, tour operators and our contacts on the ground to find the 50 best in Europe. Continue reading ➤ Below are two more articles that I hope will improve your weekend: | Everyone is wrong about: Children Every week, one of our writers takes an unfashionable position, either defending a subject that’s been unfairly maligned or criticising something that most people love. .png) | Shauna Brown Senior Comment Publisher | I cannot name a single moment when I’ve thought to myself: “You know what would make this better? If there were children here.”
“How dare you, children are a blessing!” I hear you cry. Oh, pull the other one. Is anyone really clapping their hands with glee on a long-haul flight while a toddler kangaroo-kicks the back of their seat?
Yes, it’s wonderful when they say their first word, take their first steps or use the potty. But those are the pleasures of parenthood itself. I’m talking about the places and pastimes that people enjoyed before procreating and are now ruining for the rest of us.
Pubs, restaurants, theatres, galleries – children do not belong here, so stop bringing them.
There’s a reason why little’uns end up crying, whining and running around, disrupting what should be a nice evening out for the grown-ups. They yearn for grotty ball pits and the company of others their age, not culture and ambient lighting.
What even possesses someone to spend their Sunday trying to squeeze a double pram through the sardine-packed patrons of Borough Market? I think Noah and Olivia would probably prefer feeding the ducks to queuing for oysters and champagne.
Of course, Mummy and Daddy still deserve to enjoy themselves. But how much can they appreciate a seasonal tasting menu with wine accompaniment when there’s a screaming sprog in a high chair throwing chicken nuggets?
Obviously not everyone is privileged enough to have easy access to childcare, but becoming a parent is a sacrifice. So please take your offspring to a jamboree, and let the rest of us enjoy a drink in peace.
Do you agree with Shauna? Send your replies here, and the best of the bunch will feature in a future edition of From the Editor PM, for which you can sign up here.
Please confirm in your reply that you are happy to be featured and that we have your permission to use your name. |  | Jim Wren, who has died aged 105, was a Royal Marine who survived one of the most shocking disasters in British naval history, when the battlecruiser HMS Repulse was sunk in 1941 by the Japanese, writes Andrew M Brown, Obituaries Editor.
Repulse was hit by bombs first, then torpedoes, and from the order ABANDON SHIP sank in minutes with the loss of 513 men. “The noise and the rattle of gunfire was terrific,” Wren recalled. “All of a sudden she just rolled over and was gone.”
Captured, he was held in a Sumatra prisoner-of-war camp: “We didn’t know where our next meal was coming from, or where our next drink was coming from… The guards would cut you down if you failed to salute them or bow to them.”
After leaving the Services, Wren led a relatively quiet life, becoming a school groundsman. However, in 2025 he recalled how the memory of his fallen comrades had never left him: “I still see them now, every night. I go to bed, and I seem to lay there and just view them as if it were yesterday.”
Read his remarkable obituary here ➤ | | Find as many words as you can in today’s Panagram, including the nine-letter solution. Visit Telegraph Puzzles to play a range of head-scratching games, including PlusWord, Sorted, and Quick, Mini or Cryptic Crosswords.
Yesterday’s Panagram was FLAUNTING. Come back tomorrow for the solution to today’s puzzle. | | Thank you for reading. Allister Heath, Sunday Telegraph Editor
P.S. Please share your thoughts on the newsletter here. | |
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